Midas Financials

Commercial Real Estate Financing

Commercial real estate financing covers debt for income-producing properties across asset classes. Midas helps Texas sponsors access conventional, bridge, and private lender options.

Who It's For

Investors and owner-operators acquiring or refinancing multifamily, office, retail, industrial, and mixed-use properties statewide.

Common Use Cases

  • Stabilized asset acquisition
  • Value-add repositioning
  • Portfolio refinance
  • Construction-to-permanent

How Lenders Evaluate

Lenders review NOI, occupancy, lease terms, tenant credit, market trends, DSCR, LTV, and sponsor experience. Asset-class-specific metrics apply (e.g., WALT for office, loss-to-lease for multifamily).

Typical Documentation

  • Rent roll and lease abstracts
  • Trailing 12-month operating statements
  • Personal financial statements
  • Purchase contract or refinance payoff
  • Property condition assessment

How Midas Helps

We match asset type and deal size to appropriate lenders, prepare underwriting packages, and coordinate through closing.

Midas Financials is a broker/advisor, not a direct lender. Financing is subject to lender approval. Terms depend on borrower strength, property performance, and market conditions.

Frequently Asked Questions

What is the minimum loan size you work with?
We typically focus on commercial deals of $1M and above, though we evaluate each opportunity individually. Hotel and CRE transactions in Texas are our primary focus.
What documents will I need to submit?
Common requirements include personal financial statements, entity documents, trailing 12-month operating statements, STR reports (for hotels), rent rolls, leases, and a purchase contract or refinance payoff statement. We provide a tailored checklist for your deal.
Which Texas markets do you cover?
We work across Texas with deep experience in Dallas-Fort Worth, Houston, Austin, and statewide commercial real estate markets. Local market knowledge helps us match deals to appropriate lender appetites.

Ready to explore financing options?

Submit your deal details and our team will review lender fit, documentation needs, and next steps. Financing is subject to lender approval — we help you navigate the process as your broker/advisor.