Hotel Financing for Texas Sponsors
Hotel financing encompasses debt solutions for acquiring, refinancing, renovating, or repositioning hospitality assets. As your broker/advisor, Midas helps match your deal to lenders with relevant hotel appetite and underwriting standards.
Who It's For
Experienced hotel operators, first-time hospitality investors with strong sponsorship, franchise and independent owners, and sponsors pursuing value-add or stabilized hotel opportunities across Texas.
Common Use Cases
- Acquisition of flagged or independent hotels
- Refinance of stabilized hospitality assets
- PIP and renovation financing
- Bridge-to-permanent strategies
- Portfolio recapitalization
How Lenders Evaluate
Hotel lenders evaluate STR performance (occupancy, ADR, RevPAR), brand/flag requirements, market fundamentals, sponsor experience, DSCR, LTV, and property condition. Franchise agreements and PIP obligations are closely reviewed.
Typical Documentation
- Trailing 12-month P&L and STR reports
- Franchise/brand agreement (if applicable)
- Personal financial statements and resume
- Purchase contract or refinance payoff
- Property inspection and PIP estimate
- Entity organizational documents
How Midas Helps
We identify lenders with hotel-specific programs, prepare your package for underwriting, coordinate third-party reports, and guide you through term sheet comparison and closing — always as your advocate, not the lender.
Midas Financials is a broker/advisor, not a direct lender. Financing is subject to lender approval. Terms depend on borrower strength, property performance, and market conditions.
Related Financing Options
Hotel Acquisition Loans
Hotel acquisition loan brokerage in Texas. Connect with lenders for flagged and independent hotel purchases — financing subject to lender approval.
Learn more →Hotel Refinance
Hotel refinance brokerage for Texas hospitality owners seeking better terms, cash-out, or debt restructuring. Subject to lender approval.
Learn more →SBA Hotel Loans
SBA hotel loan guidance and lender placement for qualifying Texas hospitality deals. SBA programs subject to SBA and lender approval.
Learn more →Bridge Loans
Bridge loan brokerage for hotel and CRE acquisitions in Texas. Short-term financing solutions subject to lender approval and underwriting.
Learn more →Frequently Asked Questions
Is Midas Financials a lender?
What DSCR do hotel lenders typically require?
What documents will I need to submit?
Can PIP costs be included in hotel financing?
Ready to explore financing options?
Submit your deal details and our team will review lender fit, documentation needs, and next steps. Financing is subject to lender approval — we help you navigate the process as your broker/advisor.