Private Lender & Non-Bank Financing

Private and non-bank lenders offer flexible structures for deals that may not fit conventional boxes — complex sponsorship, transitional assets, or accelerated timelines.

Submit a Deal Schedule a Financing Call See What Lenders Need →

Who It's For

Sponsors with strong equity positions, experienced operators pursuing value-add, and borrowers needing creative structures or faster execution.

Common Use Cases

Transitional hotel or CRE assets
Borrowers with complex entity structures
Deals requiring interest-only periods
Situations where banks have paused lending

How Lenders Evaluate

Private lenders emphasize LTV, sponsor net worth and liquidity, asset location, and clear exit strategy. Pricing reflects risk and term flexibility.

Typical Documentation

Property financials and rent roll/STR
Sponsor financial statement and track record
Exit strategy and business plan
Title and survey (as required)

How Midas Helps

We maintain relationships with private lenders active in Texas and help structure terms that align with your business plan and permanent take-out path.

Midas Financials is a broker/advisor, not a direct lender. Financing is subject to lender approval. Terms depend on borrower strength, property performance, and market conditions.

Related Financing Options

Bridge Loans

Bridge loan brokerage for hotel and CRE acquisitions in Texas. Short-term financing solutions subject to lender approval and underwriting.

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Hotel Refinance

Hotel refinance brokerage for Texas hospitality owners seeking better terms, cash-out, or debt restructuring. Subject to lender approval.

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Commercial Real Estate Financing

Commercial real estate financing brokerage in Texas for multifamily, office, retail, and industrial assets. Subject to lender approval.

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Frequently Asked Questions

When does a bridge loan make sense?

Bridge financing is commonly used for acquisitions with a value-add plan, refinance during lease-up, or situations requiring speed before permanent take-out. Terms are typically shorter (1–3 years) with higher rates than permanent debt.

How long does commercial financing typically take?

Timelines vary by loan type and lender. Bridge loans may close in 30–60 days; conventional and SBA hotel loans often require 60–120+ days. We provide realistic timeline guidance based on your deal structure and lender requirements.

How does Midas get compensated?

As a broker/advisor, compensation is typically paid by the lender or through agreed-upon advisory fees disclosed during engagement. We discuss fee structure transparently before proceeding.

Ready to explore financing options?

Submit your deal details and our team will review lender fit, documentation needs, and next steps. Financing is subject to lender approval — we help you navigate the process as your broker/advisor.

Submit a Deal Schedule a Financing Call See What Lenders Need →